Buying Guide
Sales Tax on Jewelry in Quebec: What to Actually Budget For
The sticker price isn't the final price. Here's exactly what gets added, so there's no surprise at checkout.
The two taxes that apply
Jewelry purchases in Quebec are subject to both GST (federal, 5%) and QST (provincial, 9.975%), for a combined rate of 14.975% on top of the listed price. Unlike some provinces with a single harmonized rate, Quebec applies these as two separate calculations.
How the combined rate is actually calculated
QST is calculated on the price after GST is added, not on the original price alone — a small but real distinction. In practice, for a $5,000 piece: GST adds $250 (5%), then QST adds 9.975% of $5,250, bringing the total to roughly $5,773.69.
Does this apply to custom and made-to-order pieces too?
Yes — custom jewelry is taxed the same way as any retail purchase in Quebec. There's no exemption for bespoke or made-to-order work specifically.
Budgeting for it from the start
When you're working out your budget for a custom piece, it's worth calculating the taxed total upfront rather than being surprised at the final invoice — roughly add 15% to whatever base price you're planning for, and you'll land close to the real number.
Are deposits taxed too?
Generally, yes — tax typically applies at the time each payment is made, including a design deposit, though the exact treatment can vary by jeweler and payment structure. Worth confirming directly with whoever you're working with so the final total isn't a surprise.